Description
Bank of Utica is a small, $1.4 billion asset bank that’s traded at a huge discount to book value since the financial crisis despite no asset quality issues. It trades OTC, no analysts cover it, and not many people care since it’s in a small town in upstate New York. It is family-controlled with a dual share class designed to entrench the status quo. There are 250,0000 shares outstanding, 200,000 non-voting (BKUTK) and 50,000 voting (BKUT). The stock has been a value trap for several years, and it may still be, but today you’re getting paid a healthy rate to hold an option on a steepening yield curve and to hope the Sinnott family finally does right by shareholders and repurchases some stock.
BKUTK isn’t really a traditional bank, it’s more like a 5x levered hedge fund with a portfolio of safe, mostly fixed-income investments. Except, unlike a hedge fund or mortgage REIT, the bank’s source of funding is FDIC insured. The bank, a single branch in Utica, NY, prides itself on having a strong, safe deposit base from corporations and municipalities. It hardly makes any loans (just 8% of assets); instead it invests in a 10/90 stock/bond portfolio mostly composed of muni bonds and investment grade domestic and foreign corporate bonds, 75% of which mature in five or fewer years.
The few loans that it has made have historically performed okay over time: NPAs to Assets peaked out at about 1.3% in Q1 2009, and have stayed at or below 0.5% pretty much ever since. This means that the bank’s net interest margin maps pretty closely to the spread between the U.S. 5 year treasury and 3 month paper.
For Q1 2021, the bank posted a headline EPS of $65, which included about $15 million of unrealized holding gains on the equity portfolio which was up big in the first quarter. While this isn’t indicative of true earnings power, it still amounted to a very nice quarter. Backing out that equity security appreciation and applying a 25% tax rate, the bank earned over $17 in core EPS for Q1. This amounts to an annualized ROA of 1.25% and an annualized ROE of 6.6%. With the stock at $475, that amounts to an earnings yield of 15.7%. We like this as an upside option on a steepening yield curve. If we were to get back to 2013-15 levels of a yield spread and the bank decides to deploy more capital simply by decreasing their capital ratio to something like 17.5%, we think you could see a core ROA above 1.5%, which would make for EPS north of $95.
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)
The company does pay a semi-annual dividend, prorating to $16.50 per year, and it gets raised every year like clockwork.
![](data:image/png;base64,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)
Meanwhile the price-to-book is just about as low as it has ever been for both the voting and non-voting shares.
![](data:image/png;base64,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)
Running his bank as a hedge fund is ironic considering Tom Sinnott, the CEO, hates other investment managers, and has warned us, unprompted, that if we tried, we would surely lose a proxy fight. Most years, we don’t get the proxy materials and annual meeting information until a week or so before the meeting; sometimes they arrive after the meeting.
After the 2007-2008 financial crisis, CEO Tom Sinnott was apparently singled out by government officials responsible for banking oversight, who lauded him for Bank of Utica’s ability to maintain high asset quality throughout the mortgage crisis. Since then he’s taken pride in hoarding excessive amounts of capital. He implied in this year’s annual letter, writing about covid-related tailwinds, that a 2.9% return on equity was what one could expect “in a typical year.” He’s the third generation Sinnott family CEO, and I’m betting his competence isn’t what won him the job. This attitude has alienated serious investors and left the stock for dead. We think eventually the family will grow tired of having their assets tied up in an investment that has returned about 4% annualized for the past 7 years (while S&P has compounded at about 14% over the same timeframe), and will look to make some more shareholder-friendly decisions in the future.
Risks
The buyback never comes and the company is stuck earning a levered spread on short-medium maturity municipal and corporate bonds.
Yield curve flattens; ROA falls back to historic lows.
I do not hold a position with the issuer such as employment, directorship, or consultancy.
I and/or others I advise hold a material investment in the issuer's securities.
Catalyst
Any announced buyback or tender anywhere near book value would be an immediate windfall profit
Yield curve steepening